In-home care services (e.g., personal care, homemaking)
Assisted living facility expenses Nursing home care
Adult day care Memory care services.
Preserve your savings: Avoid draining retirement assets to pay for care.
Reduce burden on family: Loved ones may not need to become full-time caregivers.
Access quality care: Maintain control over the type and location of care you receive.
Long-term care can be purchased as a standalone policy or added as a rider to many life insurance policies—sometimes called a hybrid policy, combining the benefits of life insurance with long-term care protection.
